Good News for SBI Account Holders: ₹1 Lakh to Be Deposited in Select Accounts – Check Your Name in the List
The country's largest government bank, State Bank of India (SBI) has made an important announcement for its customers. If your account is in SBI, it can be a golden opportunity for you. The bank has decided to deposit an amount of ₹ 1 lakh in the account of some account holders under a particular scheme.
This article will tell you in detail who can take advantage of this scheme, how to check the deposit list and apart from this, if you want to take a loan, then you will also get complete information about SBI Personal Loan.
India’s largest government bank, the State Bank of India (SBI), has made a major announcement for its customers. If you have an account with SBI, this could be a golden opportunity. Under a special scheme, the bank has decided to deposit ₹1 lakh into the accounts of selected customers.
This article will provide complete details about:
Who is eligible for this benefit
How to check your name in the deposit list
And how to apply for an SBI Personal Loan if you're in need of funds
What is SBI’s New Scheme?
SBI has launched this initiative for long-standing and active customers. The aim is to provide financial assistance to trusted and loyal account holders who have maintained good banking behavior over time.
Who Will Receive ₹1 Lakh?
This scheme is specially designed for SBI customers who:
✅ Have been associated with SBI for a long time ✅ Maintain an active and operational account ✅ Have completed their KYC ✅ Have a good transaction history and banking behavior
If you meet these conditions, your name might be included in the SBI deposit list.
How to Check Your Name in the SBI Deposit List?
You can check if you're eligible through a few simple steps on SBI’s official website.
Step-by-step Process:
Visit SBI’s official website: https://www.onlinesbi.com
Look for “Deposit List” or “Customer Benefit List” on the homepage
Enter your account number and KYC details
Click on Submit
See if your name appears in the list
✅ Eligibility Criteria
| Criteria | Description |
|---|---|
| Account Status | Must be active and regularly used |
| Customer Relationship | Long-term association with SBI |
| KYC Status | Fully updated |
| Aadhaar/PAN Linking | Mandatory |
| Transaction History | Must show regular activity |
🎁 Key Benefits of the Scheme
✅ Direct deposit of ₹1 lakh into the account
✅ No need to fill any form
✅ Automatic selection by the bank
✅ Financial relief during difficult times
✅ Priority given to senior citizens and needy customers
🏦 Need Money? Apply for an SBI Personal Loan up to ₹1 Lakh
If you're not eligible for the above scheme but need financial help, SBI also offers personal loans with a quick and hassle-free process.
✔️ SBI Personal Loan Eligibility
✅ Age: 21 to 58 years
✅ Monthly Income: Minimum ₹15,000
✅ Active SBI account
✅ Good credit score
📄 Required Documents
| Document Type | Examples |
|---|---|
| Identity Proof | Aadhaar Card, PAN Card, Passport |
| Address Proof | Electricity Bill, Voter ID, Driving License |
| Income Proof | Salary Slip, Bank Statement |
| Others | Passport-size Photograph |
How to Apply for SBI Personal Loan Online
Visit SBI’s website: https://www.onlinesbi.sbi
Click on the ‘Personal Loan’ section
Fill out the online application form
Upload the required documents
Submit the form
After verification, the loan amount will be directly credited to your account
SBI Personal Loan – Interest Rate & Tenure
| Feature | Details |
|---|---|
| Interest Rate | 9.60% to 15% per annum |
| Loan Tenure | 12 to 60 months |
| EMI Payment | Monthly installments |
| Prepayment Option | Available |
Benefits of SBI Personal Loan
✅ Instant approval and disbursal
✅ No guarantor required
✅ Flexible EMI options
✅ Track loan via mobile app or website
✅ Minimal paperwork
This initiative by SBI can be a game-changer for many customers. Whether you're eligible for the ₹1 lakh benefit or need a personal loan, SBI is offering practical and helpful options for your financial needs.